Privacy Policy
How we approach personal information received through our website and enquiries.
Effective date: 23 October 2026
This Privacy Policy describes how Ashtavinayak Microcare Association (“we,” “us,” or “our”) handles personal information in connection with this informational website and communications sent to dharmendra@ashtafinance.com. Additional notices and consent processes may apply when applying for or receiving financial services.
1. Information We May Receive
When you contact us, you may voluntarily provide your name, email address, optional telephone number, the subject of your enquiry and its contents. Our website does not provide an online loan application or collect banking credentials. If you later pursue a financial service, any additional information required for identity verification, eligibility, KYC or servicing must be handled through a separately disclosed, authorized process.
2. How Information Is Used
- To respond to enquiries and provide requested service information.
- To handle support, complaints and privacy requests.
- To comply with applicable legal obligations and protect against misuse where necessary.
- To maintain relevant correspondence and records for legitimate purposes.
3. Contact Form and Email
The enquiry form on this website creates an email draft in your own email application. It does not submit information to a website database. Once you send an email, that message is processed through the relevant email providers and our mailbox. Avoid including passwords, OTPs, full payment-card numbers, complete Aadhaar details or bank login information in your message.
4. Sharing of Information
Information may be made available only to personnel or authorized service providers who need it to answer an enquiry or perform legitimate services, or to public authorities when legally required. If a financial product involves a separate lending institution or service partner, the relevant arrangement and lawful basis for any information sharing should be disclosed at that stage. We do not represent that all information will remain solely on this website.
5. Data Retention and Security
Enquiry correspondence is retained only as reasonably required for the purpose of handling it and meeting applicable record-keeping obligations. We apply appropriate administrative and technical safeguards, but no email or internet-based transmission is guaranteed completely secure. Exact retention periods for regulated financial records, if applicable, are determined by the relevant legal requirements.
6. Your Choices and Requests
You may ask to access, correct or request deletion of personal information where applicable law provides such rights. Some information may need to be retained for legal, contractual or regulatory reasons. Please send requests to dharmendra@ashtafinance.com with the subject “Privacy Request.” We may need to verify your identity before acting.
7. Cookies and Third Parties
The website does not intentionally deploy advertising or analytics trackers in its supplied code. It requests web fonts from Google Fonts, which may receive technical request information. Your browser, email client or hosting provider may also process technical information according to their own policies. If analytics, cookies or embedded third-party features are added, this policy and any required consent mechanism must be updated first.
8. Children's Privacy
This website is intended for adults seeking general financial-service information. Children should not submit personal information through the contact form.
9. Policy Updates
We may revise this Policy to reflect changes in operations, technology or applicable law. Updated versions will be published here with a revised effective date.
10. Contact
Ashtavinayak Microcare Association
Email: dharmendra@ashtafinance.com
Registered office address and designated privacy/grievance contact: to be published before production launch.